Terms of Use

These Terms of Use govern your use of the Ribera Marketplace website and the informational tools published on it. They apply to everyone who visits the website, reads its content or submits an enquiry through it.

These Terms are not an investment agreement. Any brokerage, execution, custody or investment-management relationship is established only through separate documentation provided by the relevant provider, on that provider's own terms.

CONFIRM: The full legal identity of the website operator, including registered name, legal form, registered office, company registration number and any regulatory identifiers required to be published. Ribera Partners should not be assumed to be the contracting legal entity until this is confirmed.

If you do not accept these Terms, please do not use the website.

Several documents sit alongside these Terms, each with its own purpose. The Risk Disclosure explains the risks of investing through independently managed strategies. The Privacy Policy explains how personal data is handled. The Cookie Policy explains the storage technologies used by the website. Fees & Charges explains cost information. Performance Methodology explains how performance information is prepared and presented. Brokerage / Execution Disclosure explains the role of account and execution providers.

These documents complement one another rather than compete. Where a subject is addressed in more detail in one of them, that document governs the detail of that subject for website purposes.

These Terms do not sit above any separate contract you enter into with an investment manager, broker or other provider. Those contracts stand on their own terms, and where they differ from website material, the contract governs the relationship it creates.

CONFIRM: Final titles, publication status and URLs of the documents listed above that are not yet published on this website.

This website provides general information about independently managed investment strategies, about the marketplace through which those strategies are presented, and about the process by which they are reviewed.

Ribera does not take custody of investor funds.

The strategies described here are managed by third parties. Presenting a strategy on this website is a description, not a recommendation to invest in it.

CONFIRM: The approved description of Ribera's operational role, including any regulated activities performed, responsibility for onboarding or suitability assessment, relationships with brokerage and execution providers, and the legal capacity in which Ribera acts. No such description should appear in this clause until it is approved.

Access to a particular strategy or service may depend on the requirements of the relevant provider, on your circumstances as an investor and on the jurisdiction from which you apply.

Visiting this website, reading strategy information or submitting an enquiry does not establish eligibility and does not guarantee that an application will be accepted. Acceptance decisions rest with the relevant provider and may require identity, suitability or other checks.

Website content is not directed at any person in a jurisdiction where its publication or availability would be contrary to local law.

CONFIRM: The specific eligibility and jurisdiction restrictions that apply, including any minimum age, excluded countries or territories, investor classifications and the permissions under which access is offered.

Content on this website is general information. It is not personalized investment, legal or tax advice, and it does not take account of your objectives, financial situation, knowledge, experience or needs.

You should assess whether a strategy is suitable for your own circumstances and obtain independent professional advice where that is appropriate for you.

Investment outcomes are uncertain. The value of an investment can fall as well as rise, and you may lose capital. The risks are set out in more detail in the Risk Disclosure, which should be read before acting on anything published here.

Historical performance does not guarantee or reliably indicate future results.

Where performance information is shown, it may be actual, hypothetical, backtested (calculated on historical data) or projected. These have different limitations and must be read together with the labels and notes published alongside them. Hypothetical, backtested and projected figures do not represent results actually achieved by an investor, and projections are not realized performance.

Figures published here should not be assumed to be independently audited or verified. Where any figure has been reviewed externally, the website will say so and identify who performed that work.

How performance information is prepared and presented is described in the Performance Methodology document.

CONFIRM: The approved performance methodology, including data sources, calculation basis, treatment of fees and costs, and the verification status of each figure published on this website.

The Portfolio Simulator and any other tools on this website are illustrative. They exist to help you explore how allocations and scenarios can be structured, not to tell you what to do.

Tool outputs depend entirely on the assumptions and inputs used. Changing an assumption changes the result. Outputs are not promises, forecasts, personalized recommendations or instructions to execute a transaction, and nothing you build on this website is placed, reserved or executed.

CONFIRM: The calculations, assumptions, data sources and limitations to be disclosed for each tool published on this website, matching the implementation as built. No specific calculation or data source should be claimed here until it is confirmed.

Strategies presented here are managed independently, and account, funding and execution services are provided by third parties. Those services are governed by their own terms, eligibility requirements, costs and risks, which you should read before committing to them.

The website may link to third-party sites and documents. A link is provided for information. It is not an endorsement or guarantee of that party, its content, its services or its results, and third-party material is outside our control.

Nothing in this clause limits responsibility for statements made by Ribera itself or for Ribera's own conduct.

When you contact Ribera or request access, please provide accurate and complete information and let us know if it changes. Decisions and follow-up may be based on what you tell us.

Submitting an enquiry or an access request does not itself open an investment account, create an investment-management agreement or commit any party to a transaction. Any such relationship requires separate documentation with the relevant provider.

Personal data submitted through this website is handled as described in the Privacy Policy.

Please use this website lawfully. You must not use it for any unlawful purpose, impersonate another person or organisation, misrepresent your identity or eligibility, introduce malicious code, attempt to gain unauthorised access to any system, account or data, interfere with the operation or security of the website, or extract content on a scale that disrupts the service for others.

Reading the website, sharing links to it and quoting from it fairly and with attribution are ordinary and permitted uses. Republishing substantial parts of the website as your own material, or presenting its content in a way that changes its meaning, is not.

Website content, including text, data presentation, design and branding, is protected by intellectual property rights. The Ribera name and marks may not be used without permission.

Third-party material published here, including manager and strategy material, provider content and licensed data, remains the property of its owners and is used with permission or under licence.

Nothing in this clause restricts rights you have under applicable law, including permitted quotation, reporting, review and other statutory exceptions.

CONFIRM: The entity that owns the website content and the Ribera Marketplace branding, and the permissions or licences under which third-party strategy material is published.

Content and functionality on this website may be updated, added, changed or withdrawn. Strategy information, availability and tools in particular can change.

We aim to keep the website available, but uninterrupted or error-free access cannot be guaranteed. Access may be suspended for maintenance, security or reasons beyond our control.

A change to this website or to these Terms does not alter any separate investment, brokerage or provider agreement you have entered into. Those agreements are varied only in the way they themselves provide for.

We take reasonable care in preparing website content and accept responsibility where the law provides for it. Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation.

Because website content is general information, it should not be treated as a substitute for your own assessment or for professional advice. Independent managers, brokers and other providers are responsible for their own services, terms and conduct under the agreements they make with you.

CONFIRM: Jurisdiction-dependent liability wording, including the scope of any permitted limitation or exclusion, consumer-law carve-outs and mandatory statutory rights. This draft deliberately contains no liability cap, indemnity, arbitration requirement or class-action waiver, and none should be added without legal review.

These Terms may be updated to reflect changes to the website, to our documentation or to legal requirements.

The version in force is the one published on this page, identified by the effective date shown above the title. Where a change is significant, we will identify what has changed.

CONFIRM: The effective date of these Terms and the date of the previous version, if any.

CONFIRM: How updated Terms will be notified and from when they take effect. Continued browsing should not be relied on as legally sufficient acceptance of every future amendment.

CONFIRM: The law applicable to these Terms and to use of this website.

CONFIRM: The courts competent to hear disputes, and whether any alternative dispute resolution procedure applies.

CONFIRM: The complaints process, including where a complaint should be sent, expected response times and any external body to which a complaint may be escalated.

Applicable law is not to be inferred from the language of this website, from the residence of its founders or from the audience it addresses. Where mandatory consumer protections apply in your place of residence, those protections are preserved.

Questions about these Terms or about website content can be sent to the website operator using the details below.

CONFIRM: Contact email address for legal and website matters.

CONFIRM: Registered postal address, company registration number and any regulatory registration details required to be published.